Fisco Rating Agency private limited is one the leading advisory consultancy, we are having 15 years’ experience in the rating industry. Fisco Rating Agency Private Limited work as a bridge between the Corporates seeking rating and the credit rating agencies both domestic and international. Fisco team’s experience can bring in immense value by getting the desired rating upgrades or saving them from downgrades by fine tuning the strategy. In-depth understanding of rating and key factors impacting the credit rating facilitates more efficient business decisions. The team has deep understanding of the credit issues and Credit Rating Triggers
Credit Rating Process
Understanding Rating Requirement
The assignment is started by understanding the credit rating requirement and expected outcomes. The financials, project details and other required details are shared by the company for doing primary analysis of the data.
Fisco Analyst analyse historical financial statements and forecast financial statements/credit ratios adjusted for agency methodologies, stresses and/or business plan scenarios, as appropriate. Findings are shared with Management highlighting any critical issues or areas of ambiguity suggesting scope of improvements.
Fisco Professional share the valuable insights with clients suggesting areas of improvement. The management is also prepared for rating agency interviews by providing draft questions with key messages to highlight credit strengths and address weaknesses, supplemented by mock interviews if required.
Selection of Rating Agency
Fisco Analyst keep complete track record of sector outlook of various rating agencies and rating done in the past in the particular sector by rating agencies. It helps us select ideal rating agency for the particular company.
Preparation of agency submissions
Fisco team assist in the preparation of the supplementary material to provide to rating agency enabling them taking fair view on credit worthiness of the company.
Coordination with Rating Agency
Fisco also provide hand-holding while presenting and discussing your case against the opted rating agency. In-fact we work as partner to our clients for providing all required information to rating agency.
Credit Ratings Finalization
Our Professionals advise clients on whether to appeal any aspect of the decision or accept the outcome and convert to a public rating as appropriate.